/* Page 08 — FAQ | ZAR Public Website Standard v1.0 */
.zar-cfm-page-08{
	--n:#0F172A;--b:#2563EB;--bh:#1D4ED8;--lb:#EFF6FF;--s:#334155;--m:#64748B;
	--a:#F8FAFC;--bd:#E2E8F0;--yb:#FFFBEB;--ybd:#FDE68A;--yt:#92400E;
	background:#fff;color:var(--s);overflow:visible;
}
.zar-cfm-page-08,.zar-cfm-page-08 *,.zar-cfm-page-08 *::before,.zar-cfm-page-08 *::after{box-sizing:border-box}
.zar-cfm-page-08 .faq-wrap{width:min(1160px,calc(100% - 48px));margin:0 auto}
.zar-cfm-page-08 .faq-ey{margin:0 0 10px;color:var(--b);font-size:11px;font-weight:800;letter-spacing:.16em;text-transform:uppercase}
.zar-cfm-page-08 h1,.zar-cfm-page-08 h2,.zar-cfm-page-08 h3{margin:0;color:var(--n);letter-spacing:-.035em}
.zar-cfm-page-08 h1{font-size:clamp(46px,4.6vw,66px);line-height:1.02;letter-spacing:-.055em}
.zar-cfm-page-08 h2{font-size:clamp(30px,3.1vw,44px);line-height:1.08}
.zar-cfm-page-08 p{margin:0}
.zar-cfm-page-08 a{color:var(--b);font-weight:700;text-decoration:none}
.zar-cfm-page-08 a:hover{color:var(--bh)}
.zar-cfm-page-08 a:focus-visible,.zar-cfm-page-08 button:focus-visible,.zar-cfm-page-08 input:focus-visible{outline:3px solid rgba(37,99,235,.28);outline-offset:3px}

.faq-hero{padding:72px 0 44px;background:linear-gradient(180deg,#fff 0%,#fff 78%,#f8fafc 100%)}
.faq-hero__content{max-width:920px}
.faq-lead{max-width:850px;margin-top:16px;font-size:17px;line-height:1.75}
.faq-searchbox{margin-top:30px;padding:20px;border:1px solid #dbe4f0;border-radius:16px;background:#f8fafc;box-shadow:0 14px 34px rgba(15,23,42,.045)}
.faq-searchfield{position:relative}
.faq-searchfield svg{position:absolute;left:17px;top:50%;width:20px;height:20px;transform:translateY(-50%);fill:none;stroke:#64748b;stroke-width:2;stroke-linecap:round}
.faq-searchfield input{width:100%;height:56px;padding:0 18px 0 50px;border:1px solid #d5deea;border-radius:11px;background:#fff;color:var(--n);font:500 15px/1.4 Inter,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;box-shadow:0 3px 10px rgba(15,23,42,.025)}
.faq-searchfield input::placeholder{color:#94a3b8}
.faq-searchfield input:focus{border-color:var(--b);box-shadow:0 0 0 4px rgba(37,99,235,.08)}
.faq-topics{margin-top:11px;color:var(--m);font-size:12px}

.faq-category-nav{position:relative;z-index:5;padding:15px 0 18px;background:#fff;border-bottom:1px solid #edf1f6}
.faq-category-nav__inner{display:flex;flex-wrap:wrap;gap:8px}
.faq-category-pill{appearance:none;padding:8px 12px;border:1px solid #dbe4f0;border-radius:999px;background:#fff;color:#475569;font-size:11px;font-weight:750;line-height:1;cursor:pointer;transition:border-color .16s ease,background .16s ease,color .16s ease,transform .16s ease}
.faq-category-pill:hover{border-color:#bfdbfe;background:#eff6ff;color:var(--b);transform:translateY(-1px)}
.faq-category-pill.is-active{border-color:#93c5fd;background:#eff6ff;color:var(--b)}

.faq-area{padding:16px 0 68px;background:#f7f9fc}
.faq-root{display:grid;gap:0}
.faq-category{padding:42px 0 0;scroll-margin-top:140px}
.faq-category:first-child{padding-top:28px}
.faq-category__header{margin-bottom:17px}
.faq-category__header h2{font-size:clamp(26px,2.6vw,34px)}
.faq-list{display:grid;gap:9px}
.faq-item{border:1px solid #dbe4f0;border-radius:13px;background:#fff;overflow:hidden;box-shadow:0 7px 20px rgba(15,23,42,.025);transition:border-color .16s ease,box-shadow .16s ease}
.faq-item:hover{border-color:#cbd8e8}
.faq-item.is-open{border-color:#bfdbfe;box-shadow:inset 3px 0 0 var(--b),0 10px 25px rgba(37,99,235,.045)}
.faq-item__heading{margin:0}
.faq-question{appearance:none;width:100%;display:grid;grid-template-columns:minmax(0,1fr) 32px;gap:16px;align-items:center;padding:17px 18px;border:0;background:#fff;color:var(--n);font:700 14px/1.45 Inter,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;text-align:left;cursor:pointer}
.faq-question:hover{background:#fbfdff}
.faq-item.is-open .faq-question{background:#fbfdff;color:var(--b)}
.faq-question__icon{position:relative;display:block;width:30px;height:30px;border-radius:50%;background:#f8fafc;border:1px solid #e2e8f0}
.faq-question__icon::before,.faq-question__icon::after{content:"";position:absolute;left:50%;top:50%;width:10px;height:1.5px;background:currentColor;transform:translate(-50%,-50%);transition:transform .18s ease}
.faq-question__icon::after{transform:translate(-50%,-50%) rotate(90deg)}
.faq-item.is-open .faq-question__icon{background:#eff6ff;border-color:#bfdbfe}
.faq-item.is-open .faq-question__icon::after{transform:translate(-50%,-50%) rotate(0)}
.faq-answer{background:#fff}
.faq-answer__inner{padding:0 18px 19px;color:#334155;font-size:14px;line-height:1.72}
.faq-answer__inner p{margin:0 0 10px}
.faq-answer__inner ul{margin:11px 0 13px;padding-left:21px}
.faq-answer__inner li+li{margin-top:4px}
.faq-answer__inner blockquote{margin:12px 0;padding:12px 14px;border-left:3px solid var(--b);border-radius:0 9px 9px 0;background:var(--lb);color:var(--n)}
.faq-answer__inner .mini-flow{display:flex;flex-wrap:wrap;align-items:center;gap:7px;margin:13px 0}
.faq-answer__inner .mini-flow span{padding:7px 9px;border:1px solid var(--bd);border-radius:8px;background:#fff;color:var(--n);font-size:11px;font-weight:700}
.faq-answer__inner .mini-flow b{color:var(--b)}
.faq-category--policy{margin-top:42px;padding:30px;border:1px solid var(--ybd);border-radius:18px;background:var(--yb)}
.faq-category--policy .faq-ey{color:var(--yt)}
.faq-category--policy .faq-item{box-shadow:none}

.faq-empty{margin:32px 0 0;padding:36px;border:1px solid #dbe4f0;border-radius:18px;background:#fff;text-align:center;box-shadow:0 12px 30px rgba(15,23,42,.04)}
.faq-empty__icon{display:flex;width:48px;height:48px;margin:0 auto 14px;align-items:center;justify-content:center;border-radius:50%;background:#eff6ff;color:var(--b);font-size:22px;font-weight:800}
.faq-empty h2{font-size:28px}
.faq-empty p{margin-top:10px}

.faq-journey{padding:68px 0;background:linear-gradient(135deg,#eff6ff 0%,#f7fbff 100%)}
.faq-journey__grid{display:grid;grid-template-columns:repeat(5,1fr);gap:12px;margin-top:25px}
.faq-journey__step{min-height:96px;padding:16px 12px;border:1px solid #cbdcf2;border-radius:13px;background:#fff;text-align:center;box-shadow:0 8px 20px rgba(37,99,235,.035)}
.faq-journey__step b{display:flex;width:30px;height:30px;margin:0 auto 9px;align-items:center;justify-content:center;border-radius:50%;background:var(--b);color:#fff;font-size:10px;box-shadow:0 6px 14px rgba(37,99,235,.18)}
.faq-journey__step span{display:block;color:var(--n);font-size:11px;font-weight:750;line-height:1.4}
.faq-info-callout{margin-top:18px;padding:16px 18px;border:1px solid #bfdbfe;border-radius:12px;background:#fff;color:var(--n);font-size:13px;font-weight:650;box-shadow:inset 3px 0 0 var(--b)}

.faq-final{width:min(1160px,calc(100% - 48px));margin:68px auto;background:var(--n);border-radius:24px;overflow:hidden;box-shadow:0 24px 60px rgba(15,23,42,.18)}
.faq-final__inner{display:grid;grid-template-columns:minmax(0,1fr) auto;gap:48px;align-items:center;padding:46px 48px}
.faq-final .faq-ey{color:#93c5fd}
.faq-final h2{color:#fff}
.faq-final p{max-width:760px;margin-top:11px;color:#cbd5e1;line-height:1.65}
.faq-final__note{font-size:12px!important;color:#94a3b8!important}
.faq-final__actions{display:flex;flex-wrap:wrap;gap:12px}
.faq-btn{display:inline-flex;min-height:48px;padding:12px 20px;align-items:center;justify-content:center;border:1px solid transparent;border-radius:10px;font-size:13px;font-weight:800;transition:transform .16s ease,background .16s ease}
.faq-btn:hover{transform:translateY(-2px)}
.faq-btn--primary{background:var(--b);color:#fff!important;box-shadow:0 8px 20px rgba(37,99,235,.2)}
.faq-btn--primary:hover{background:var(--bh);color:#fff!important}
.faq-btn--secondary{border-color:#fff;color:#fff!important;background:transparent}
.faq-btn--secondary:hover{background:rgba(255,255,255,.1);color:#fff!important}

@media(max-width:1100px){
	.zar-cfm-page-08 .faq-wrap{width:min(100% - 40px,1160px)}
	.faq-hero{padding:62px 0 40px}
	.faq-area{padding-bottom:60px}
	.faq-journey{padding:60px 0}
	.faq-journey__grid{grid-template-columns:repeat(2,1fr)}
	.faq-final{width:min(100% - 40px,1160px);margin:60px auto}
}
@media(max-width:900px){
	.zar-cfm-page-08 .faq-wrap{width:min(100% - 36px,1160px)}
	.faq-hero{padding:54px 0 36px}
	.faq-category-nav__inner{flex-wrap:nowrap;overflow-x:auto;padding:2px 2px 9px;scrollbar-width:thin;-webkit-overflow-scrolling:touch}
	.faq-category-nav__inner::after{content:"";flex:0 0 8px}
	.faq-category-pill{flex:0 0 auto}
	.faq-category{padding-top:36px}
	.faq-category--policy{padding:25px}
	.faq-final{width:min(100% - 36px,1160px);margin:54px auto}
	.faq-final__inner{grid-template-columns:1fr;gap:26px;padding:40px 34px}
}
@media(max-width:760px){
	.zar-cfm-page-08 .faq-wrap{width:min(100% - 30px,1160px)}
	.faq-hero{padding:48px 0 32px}
	.zar-cfm-page-08 h1{font-size:clamp(38px,9vw,50px)}
	.zar-cfm-page-08 h2{font-size:clamp(28px,7vw,36px)}
	.faq-lead{font-size:16px}
	.faq-searchbox{padding:16px}
	.faq-area{padding-bottom:52px}
	.faq-category--policy{margin-left:-2px;margin-right:-2px;padding:22px}
	.faq-journey{padding:52px 0}
	.faq-journey__grid{grid-template-columns:1fr 1fr}
	.faq-journey__step{text-align:left;min-height:0;display:grid;grid-template-columns:34px 1fr;gap:10px;align-items:center}
	.faq-journey__step b{margin:0}
	.faq-final__actions{display:grid}
	.faq-btn{width:100%}
}
@media(max-width:520px){
	.zar-cfm-page-08 .faq-wrap{width:min(100% - 24px,1160px)}
	.faq-hero{padding:44px 0 30px}
	.zar-cfm-page-08 h1{font-size:34px}
	.faq-searchfield input{height:52px}
	.faq-question{grid-template-columns:minmax(0,1fr) 28px;gap:10px;padding:15px 14px;font-size:13px}
	.faq-question__icon{width:27px;height:27px}
	.faq-answer__inner{padding:0 14px 16px;font-size:13px}
	.faq-category__header h2{font-size:27px}
	.faq-category--policy{padding:18px 14px}
	.faq-journey__grid{grid-template-columns:1fr}
	.faq-final{width:min(100% - 24px,1160px);margin:46px auto}
	.faq-final__inner{padding:34px 22px}
}
@media(prefers-reduced-motion:reduce){
	.faq-category-pill,.faq-question__icon::before,.faq-question__icon::after,.faq-btn{transition:none}
}