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.zar-cfm-page-09,.zar-cfm-page-09 *,.zar-cfm-page-09 *::before,.zar-cfm-page-09 *::after{box-sizing:border-box}
.zar-cfm-page-09{--n:#0F172A;--b:#2563EB;--bh:#1D4ED8;--lb:#EFF6FF;--s:#334155;--m:#64748B;--a:#F8FAFC;--bd:#E2E8F0;--yb:#FFFBEB;--ybd:#FDE68A;--yt:#92400E;margin:0;width:100%;overflow:hidden;background:#fff;color:var(--s);font-family:Inter,-apple-system,BlinkMacSystemFont,"Segoe UI",Arial,sans-serif;line-height:1.6}
.zar-cfm-page-09 a{color:inherit;text-decoration:none}.zar-cfm-page-09 .wrap{width:min(1200px,calc(100% - 40px));margin:auto}.zar-cfm-page-09 .section{padding:40px 0}.zar-cfm-page-09 .alt{background:var(--a)}.zar-cfm-page-09 .ey{margin:0 0 9px;color:var(--b);font-size:12px;font-weight:800;letter-spacing:.14em;text-transform:uppercase}.zar-cfm-page-09 h1,.zar-cfm-page-09 h2,.zar-cfm-page-09 h3{margin:0;color:var(--n);line-height:1.12}.zar-cfm-page-09 h1{font-size:clamp(46px,4vw,58px);letter-spacing:-.05em}.zar-cfm-page-09 h2{font-size:clamp(28px,3vw,36px);letter-spacing:-.035em}.zar-cfm-page-09 h3{font-size:20px}.zar-cfm-page-09 p{margin:0}.zar-cfm-page-09 .lead{max-width:860px;margin-top:14px;font-size:17px}.zar-cfm-page-09 .card{background:#fff;border:1px solid var(--bd);border-radius:12px;box-shadow:0 8px 20px rgba(15,23,42,.04)}.zar-cfm-page-09 .callout{margin-top:17px;padding:16px 18px;border-left:4px solid var(--b);border-radius:9px;background:var(--lb);color:var(--n);font-weight:700}.zar-cfm-page-09 .tick{display:inline-flex;width:21px;height:21px;align-items:center;justify-content:center;flex:0 0 21px;border-radius:50%;background:var(--lb);color:var(--b);font-size:12px;font-weight:800}.zar-cfm-page-09 .link{display:inline-flex;margin-top:18px;color:var(--b);font-weight:700}.zar-cfm-page-09 .btns{display:flex;gap:14px;margin-top:27px}.zar-cfm-page-09 .btn{display:inline-flex;align-items:center;justify-content:center;min-height:44px;padding:11px 16px;border-radius:8px;font-size:13px;font-weight:700}.zar-cfm-page-09 .primary{background:var(--b);color:#fff}
.zar-cfm-page-09 .hero{padding:26px 0 42px}.zar-cfm-page-09 .hero-copy{max-width:900px;margin-top:18px;font-size:17px}.zar-cfm-page-09 .trust-strip{display:grid;grid-template-columns:repeat(4,1fr);gap:12px;margin-top:26px}.zar-cfm-page-09 .trust-item{padding:16px}.zar-cfm-page-09 .trust-item strong{display:block;color:var(--n);font-size:13px}.zar-cfm-page-09 .trust-item span{display:block;margin-top:4px;color:var(--m);font-size:11px}
.zar-cfm-page-09 .split{display:grid;grid-template-columns:1fr 1fr;gap:22px}.zar-cfm-page-09 .panel{padding:24px}.zar-cfm-page-09 .panel p+p{margin-top:10px}
.zar-cfm-page-09 .model{display:grid;grid-template-columns:repeat(6,1fr);gap:8px;margin-top:20px}.zar-cfm-page-09 .model-step{padding:17px 10px;border:1px solid var(--bd);border-radius:10px;background:#fff;text-align:center}.zar-cfm-page-09 .model-step strong{display:block;color:var(--b);font-size:11px}.zar-cfm-page-09 .model-step span{display:block;margin-top:5px;color:var(--n);font-size:12px;font-weight:700}.zar-cfm-page-09 .model-extra{display:grid;grid-template-columns:1fr 1fr;gap:10px;margin-top:10px}.zar-cfm-page-09 .extra{padding:14px;border:1px solid #BFDBFE;border-radius:9px;background:var(--lb);text-align:center}.zar-cfm-page-09 .extra strong{color:var(--n);font-size:13px}.zar-cfm-page-09 .extra span{display:block;margin-top:3px;color:var(--m);font-size:11px}
.zar-cfm-page-09 .grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:12px}.zar-cfm-page-09 .item{padding:18px}.zar-cfm-page-09 .item strong{display:block;color:var(--n);font-size:14px}.zar-cfm-page-09 .item span,.zar-cfm-page-09 .item p{display:block;margin-top:5px;color:var(--m);font-size:12px}.zar-cfm-page-09 .principle .num{display:inline-flex;width:33px;height:33px;align-items:center;justify-content:center;border-radius:50%;background:var(--lb);color:var(--b);font-size:11px;font-weight:800}.zar-cfm-page-09 .principle h3{margin-top:10px;font-size:16px}
.zar-cfm-page-09 .tech-list{display:grid;grid-template-columns:1fr 1fr;gap:9px 14px;margin-top:16px}.zar-cfm-page-09 .tech-list span{display:flex;gap:8px;font-size:13px}.zar-cfm-page-09 .grid4{display:grid;grid-template-columns:repeat(4,1fr);gap:10px}.zar-cfm-page-09 .pillbox{padding:14px;border:1px solid var(--bd);border-radius:9px;background:#fff;font-size:12px;font-weight:700;color:var(--n)}
.zar-cfm-page-09 .proof-flow{display:flex;flex-wrap:wrap;align-items:center;gap:8px;margin-top:18px}.zar-cfm-page-09 .proof-flow span{padding:9px 12px;border:1px solid var(--bd);border-radius:8px;background:#fff;color:var(--n);font-size:12px;font-weight:700}.zar-cfm-page-09 .proof-flow b{color:var(--b)}
.zar-cfm-page-09 .control-grid{display:grid;grid-template-columns:1fr 1fr;gap:18px}.zar-cfm-page-09 .control-card{padding:24px}.zar-cfm-page-09 ul.clean{display:grid;gap:8px;margin:14px 0 0;padding:0;list-style:none}.zar-cfm-page-09 ul.clean li{display:flex;gap:8px;font-size:13px}
.zar-cfm-page-09 .principle-section{padding:40px 0;background:var(--lb)}.zar-cfm-page-09 .principle-section .ey{color:var(--b)}.zar-cfm-page-09 .principle-section h2{color:var(--n)}.zar-cfm-page-09 .principle-section p{max-width:880px;margin-top:12px;color:var(--s)}.zar-cfm-page-09 .navy-pills{display:flex;flex-wrap:wrap;gap:9px;margin-top:17px}.zar-cfm-page-09 .navy-pills span{padding:8px 12px;border:1px solid #BFDBFE;border-radius:999px;background:#fff;color:var(--n);font-size:12px;font-weight:700}
.zar-cfm-page-09 .choices{display:flex;flex-wrap:wrap;gap:8px;margin-top:12px}.zar-cfm-page-09 .choices span{padding:7px 10px;border:1px solid var(--bd);border-radius:999px;background:#fff;font-size:11px;font-weight:700}
.zar-cfm-page-09 .yellow{padding:40px 0;background:var(--yb);border-top:1px solid var(--ybd);border-bottom:1px solid var(--ybd)}.zar-cfm-page-09 .yellow .ey{color:var(--yt)}.zar-cfm-page-09 .yellow-box{padding:26px;border:1px solid var(--ybd);border-radius:12px}.zar-cfm-page-09 .yellow-grid{display:grid;grid-template-columns:1fr 1fr;gap:18px;margin-top:20px}.zar-cfm-page-09 .yellow-card{padding:22px;background:#fff;border:1px solid var(--ybd);border-radius:10px}
.zar-cfm-page-09 .cvo{display:grid;grid-template-columns:1fr .9fr 1fr;gap:16px}.zar-cfm-page-09 .cvo-card{padding:24px}.zar-cfm-page-09 .cvo-center{display:flex;align-items:center;justify-content:center;padding:24px;border:1px solid #BFDBFE;border-radius:12px;background:var(--lb);text-align:center}.zar-cfm-page-09 .cvo-center strong{color:var(--n);font-size:20px;line-height:1.2}
.zar-cfm-page-09 .closing{padding:28px;border:1px solid #BFDBFE;border-radius:12px;background:var(--lb);text-align:center}.zar-cfm-page-09 .closing p{max-width:880px;margin:10px auto 0}
.zar-cfm-page-09 .final{padding:48px 0;background:var(--n);color:#fff}.zar-cfm-page-09 .finalgrid{display:grid;grid-template-columns:1fr auto;gap:38px;align-items:center}.zar-cfm-page-09 .final .ey{color:#93C5FD}.zar-cfm-page-09 .final h2{color:#fff}.zar-cfm-page-09 .final p{max-width:800px;margin-top:10px;color:#CBD5E1}.zar-cfm-page-09 .finalnote{font-size:12px!important;color:#94A3B8!important}
@media(max-width:1000px){.zar-cfm-page-09 .wrap{width:min(1200px,calc(100% - 36px))}.zar-cfm-page-09 .section{padding:38px 0}.zar-cfm-page-09 .hero{padding:28px 0 38px}.zar-cfm-page-09 .trust-strip{grid-template-columns:1fr 1fr}.zar-cfm-page-09 .model{grid-template-columns:repeat(3,1fr)}.zar-cfm-page-09 .grid3,.zar-cfm-page-09 .grid4{grid-template-columns:1fr 1fr}}
@media(max-width:760px){.zar-cfm-page-09 .wrap{width:min(100% - 30px,1200px)}.zar-cfm-page-09 .section{padding:36px 0}.zar-cfm-page-09 .hero{padding:26px 0 34px}.zar-cfm-page-09 h1{font-size:clamp(34px,8vw,44px)}.zar-cfm-page-09 h2{font-size:clamp(28px,7vw,36px)}.zar-cfm-page-09 .split,.zar-cfm-page-09 .control-grid,.zar-cfm-page-09 .yellow-grid,.zar-cfm-page-09 .cvo{grid-template-columns:1fr}.zar-cfm-page-09 .final{padding:42px 0}.zar-cfm-page-09 .finalgrid{grid-template-columns:1fr}.zar-cfm-page-09 .btns{display:grid}.zar-cfm-page-09 .btn{width:100%}}
@media(max-width:520px){.zar-cfm-page-09 .wrap{width:min(100% - 24px,1200px)}.zar-cfm-page-09 .section{padding:34px 0}.zar-cfm-page-09 .hero{padding:22px 0 30px}.zar-cfm-page-09 h1{font-size:30px}.zar-cfm-page-09 .hero-copy,.zar-cfm-page-09 .lead{font-size:16px}.zar-cfm-page-09 .trust-strip,.zar-cfm-page-09 .model,.zar-cfm-page-09 .model-extra,.zar-cfm-page-09 .grid3,.zar-cfm-page-09 .grid4{grid-template-columns:1fr}.zar-cfm-page-09 .panel,.zar-cfm-page-09 .control-card,.zar-cfm-page-09 .yellow-card,.zar-cfm-page-09 .cvo-card,.zar-cfm-page-09 .cvo-center{padding:19px}.zar-cfm-page-09 .tech-list{grid-template-columns:1fr}.zar-cfm-page-09 .yellow{padding:34px 0}.zar-cfm-page-09 .yellow-box{padding:20px}.zar-cfm-page-09 .principle-section,.zar-cfm-page-09 .final{padding:38px 0}}

/* M09 Page 09 professional refinement — ZAR Public Website Standard v1.0. */
.zar-cfm-page-09{overflow:visible;background:var(--zar-white,#fff);color:var(--zar-slate,#334155)}
.zar-cfm-page-09 .wrap{width:min(1160px,calc(100% - 48px))}
.zar-cfm-page-09 .section{padding:68px 0}
.zar-cfm-page-09 .hero{padding:72px 0 64px;background:linear-gradient(180deg,#fff 0%,#fff 76%,#f8fafc 100%)}
.zar-cfm-page-09 h1{max-width:1000px;font-size:clamp(46px,4.6vw,66px);line-height:1.02;letter-spacing:-.055em}
.zar-cfm-page-09 h2{font-size:clamp(30px,3.1vw,44px);line-height:1.08}
.zar-cfm-page-09 .hero-copy,.zar-cfm-page-09 .lead{line-height:1.75}
.zar-cfm-page-09 .ey{font-size:11px;letter-spacing:.16em}
.zar-cfm-page-09 .card{border-color:#dbe4f0;border-radius:16px;box-shadow:0 14px 34px rgba(15,23,42,.055)}
.zar-cfm-page-09 .trust-strip{margin-top:34px;gap:16px}
.zar-cfm-page-09 .trust-item{padding:19px;border-radius:14px;background:linear-gradient(145deg,#fff 0%,#fbfdff 100%)}
.zar-cfm-page-09 .alt{background:#f7f9fc}
.zar-cfm-page-09 .split{gap:20px}
.zar-cfm-page-09 .panel{padding:28px}
.zar-cfm-page-09 .callout{border-left:0;border:1px solid #bfdbfe;border-radius:12px;padding:17px 18px;background:linear-gradient(135deg,#eff6ff,#f7fbff);box-shadow:inset 3px 0 0 var(--b)}
.zar-cfm-page-09 .model{gap:12px;margin-top:24px}
.zar-cfm-page-09 .model-step{padding:20px 12px;border-radius:13px;box-shadow:0 8px 20px rgba(15,23,42,.025)}
.zar-cfm-page-09 .model-step strong{letter-spacing:.06em}
.zar-cfm-page-09 .model-extra{gap:12px;margin-top:12px}
.zar-cfm-page-09 .extra{padding:17px;border-radius:12px;background:linear-gradient(135deg,#eff6ff,#f8fbff)}
.zar-cfm-page-09 .grid3,.zar-cfm-page-09 .grid4{gap:16px}
.zar-cfm-page-09 .item{padding:21px;border-radius:14px}
.zar-cfm-page-09 .principle .num{width:36px;height:36px;background:var(--b);color:#fff;box-shadow:0 7px 16px rgba(37,99,235,.2)}
.zar-cfm-page-09 .pillbox{padding:16px;border-radius:11px;background:#fff;box-shadow:0 6px 16px rgba(15,23,42,.02)}
.zar-cfm-page-09 .proof-flow{gap:10px;margin-top:22px}
.zar-cfm-page-09 .proof-flow span{padding:11px 14px;border-radius:10px;box-shadow:0 6px 16px rgba(15,23,42,.02)}
.zar-cfm-page-09 .control-grid{gap:20px}
.zar-cfm-page-09 .control-card{padding:28px}
.zar-cfm-page-09 .principle-section{padding:68px 0;background:linear-gradient(135deg,#eff6ff 0%,#f7fbff 100%)}
.zar-cfm-page-09 .principle-section .wrap{padding:34px;border:1px solid #bfdbfe;border-radius:18px;background:rgba(255,255,255,.52);box-shadow:0 16px 40px rgba(37,99,235,.05)}
.zar-cfm-page-09 .navy-pills{gap:10px;margin-top:20px}
.zar-cfm-page-09 .navy-pills span{padding:9px 13px}
.zar-cfm-page-09 .choices span{background:#f8fafc}
.zar-cfm-page-09 .yellow{padding:68px 0;background:#fffbeb}
.zar-cfm-page-09 .yellow-box{padding:32px;border-radius:18px;background:rgba(255,255,255,.34);box-shadow:0 16px 40px rgba(146,64,14,.045)}
.zar-cfm-page-09 .yellow-grid{gap:20px}
.zar-cfm-page-09 .yellow-card{padding:26px;border-radius:14px}
.zar-cfm-page-09 .cvo{gap:20px;align-items:stretch}
.zar-cfm-page-09 .cvo-card{padding:28px}
.zar-cfm-page-09 .cvo-center{border-radius:16px;background:linear-gradient(135deg,#eff6ff,#f8fbff);box-shadow:0 14px 32px rgba(37,99,235,.055)}
.zar-cfm-page-09 .closing{padding:36px;border-radius:18px;background:linear-gradient(135deg,#eff6ff,#f8fbff);box-shadow:0 16px 40px rgba(37,99,235,.055)}
.zar-cfm-page-09 .final{width:min(1160px,calc(100% - 48px));margin:0 auto 68px;padding:0;border-radius:24px;overflow:hidden;box-shadow:0 24px 60px rgba(15,23,42,.18)}
.zar-cfm-page-09 .final .wrap{width:100%;padding:46px 48px}
.zar-cfm-page-09 .btn{min-height:48px;border-radius:10px;padding:12px 20px;box-shadow:0 8px 20px rgba(37,99,235,.12);transition:transform .18s ease,background-color .18s ease}
.zar-cfm-page-09 .btn:hover{transform:translateY(-2px);background:var(--bh)}
.zar-cfm-page-09 .link:hover{color:var(--bh)}

@media(max-width:1100px){
 .zar-cfm-page-09 .section{padding:60px 0}
 .zar-cfm-page-09 .hero{padding:62px 0 56px}
 .zar-cfm-page-09 .trust-strip{grid-template-columns:repeat(2,1fr)}
 .zar-cfm-page-09 .model{grid-template-columns:repeat(3,1fr)}
 .zar-cfm-page-09 .grid3,.zar-cfm-page-09 .grid4{grid-template-columns:repeat(2,1fr)}
 .zar-cfm-page-09 .final{margin-bottom:60px}
}
@media(max-width:900px){
 .zar-cfm-page-09 .section{padding:54px 0}
 .zar-cfm-page-09 .wrap{width:min(100% - 36px,1160px)}
 .zar-cfm-page-09 .hero{padding:54px 0 50px}
 .zar-cfm-page-09 .split,.zar-cfm-page-09 .control-grid,.zar-cfm-page-09 .yellow-grid,.zar-cfm-page-09 .cvo{grid-template-columns:1fr}
 .zar-cfm-page-09 .principle-section{padding:54px 0}
 .zar-cfm-page-09 .principle-section .wrap{padding:28px}
 .zar-cfm-page-09 .yellow{padding:54px 0}
 .zar-cfm-page-09 .final{width:min(100% - 36px,1160px);margin-bottom:54px}
 .zar-cfm-page-09 .final .wrap{padding:40px 34px}
 .zar-cfm-page-09 .finalgrid{grid-template-columns:1fr;gap:24px}
}
@media(max-width:760px){
 .zar-cfm-page-09 .section{padding:52px 0}
 .zar-cfm-page-09 .hero{padding:48px 0 46px}
 .zar-cfm-page-09 h1{font-size:clamp(38px,9vw,50px)}
 .zar-cfm-page-09 .model-extra{grid-template-columns:1fr}
 .zar-cfm-page-09 .btns{gap:10px}
}
@media(max-width:520px){
 .zar-cfm-page-09 .wrap{width:min(100% - 24px,1160px)}
 .zar-cfm-page-09 .section{padding:46px 0}
 .zar-cfm-page-09 .hero{padding:42px 0}
 .zar-cfm-page-09 h1{font-size:36px}
 .zar-cfm-page-09 h2{font-size:30px}
 .zar-cfm-page-09 .trust-strip,.zar-cfm-page-09 .model,.zar-cfm-page-09 .model-extra,.zar-cfm-page-09 .grid3,.zar-cfm-page-09 .grid4{grid-template-columns:1fr}
 .zar-cfm-page-09 .panel,.zar-cfm-page-09 .control-card,.zar-cfm-page-09 .yellow-card,.zar-cfm-page-09 .cvo-card,.zar-cfm-page-09 .cvo-center{padding:20px}
 .zar-cfm-page-09 .tech-list{grid-template-columns:1fr}
 .zar-cfm-page-09 .principle-section{padding:46px 0}
 .zar-cfm-page-09 .principle-section .wrap{padding:22px}
 .zar-cfm-page-09 .yellow{padding:46px 0}
 .zar-cfm-page-09 .yellow-box{padding:22px}
 .zar-cfm-page-09 .btns{display:grid}
 .zar-cfm-page-09 .btn{width:100%}
 .zar-cfm-page-09 .final{width:min(100% - 24px,1160px);margin-bottom:46px;border-radius:18px}
 .zar-cfm-page-09 .final .wrap{padding:34px 22px}
}
@media(prefers-reduced-motion:reduce){
 .zar-cfm-page-09 .btn{transition:none}
 .zar-cfm-page-09 .btn:hover{transform:none}
}